KeyGuru: free Canadian mortgage calculator and home value estimator

Don't guess. Guru it. KeyGuru is a free tool for Canadian home buyers and owners. No signup.

What's your home worth?

Enter any address in Canada to estimate its value. Edmonton, Calgary and Winnipeg estimates start from city property assessments adjusted by the CREA MLS Home Price Index; other areas use the nearest CREA benchmark adjusted for size, bedrooms, bathrooms, age, lot, basement and condition.

Mortgage calculators built for Canada

• Monthly, biweekly and accelerated biweekly mortgage payments with Canadian semi-annual compounding
• Interest cost and amortization: see how much of each payment goes to your home and how much to the bank
• Mortgage stress test and affordability with GDS and TDS ratios
• CMHC mortgage default insurance premiums and minimum down payment
• Closing costs for buying a home

Cash Flow budget tracker

Track income and expenses, compare spending to the 50/30/20 rule, and see your monthly, quarterly and yearly surplus.

Estimates only, not financial advice. Privacy Policy